Your South Florida Insurance Agency

Novus Insurance helps you explore auto, home, flood and business insurance in Deerfield Beach, Boca Raton and across South Florida.

Get a Quote

Welcome to Novus Insurance

For over 20 years, Novus Insurance has served the South Florida community as an independent insurance agency. From our Deerfield Beach office, we help individuals, families and business owners in Boca Raton and the surrounding area explore coverage from multiple insurance carriers. Tell us what you need to protect, and our team can help you compare your options.

Exterior of the Novus Insurance agency office in South Florida

Insurance Coverage in South Florida

Explore personal and business insurance with Novus Insurance. Our independent agency can help you compare options for your car, home, condo, business or boat. Request a free quote to discuss coverage, deductibles and available carriers with our team.

Auto Insurance

Explore coverage for your vehicle and liability needs. Our team can help you compare auto insurance options from multiple carriers.

Request a auto insurance quote

Commercial Auto Insurance

Discuss insurance for the cars, vans and trucks used in your business, including how vehicle use and drivers affect your coverage needs.

Request a commercial auto insurance quote

Homeowners Insurance

Explore protection for your home, belongings and personal liability. We can help you review available coverage, limits and deductibles.

Request a homeowners insurance quote

Condo Insurance

Discuss unit-owner coverage for your condo, personal belongings and liability alongside the coverage provided by your association.

Request a condo insurance quote

General Liability Insurance

Ask our team about general liability options for your business and protection against covered third-party injury or property damage claims.

Request a general liability insurance quote

Motorcycle Insurance

Explore motorcycle insurance options for your bike and riding needs. Our team can help you review the coverage available from our carriers.

Request a motorcycle insurance quote

Boat & Yacht Insurance

Discuss coverage options for your boat or yacht, including how you use and store your vessel in South Florida.

Request a boat & yacht insurance quote

Flood Insurance

Ask about flood coverage for your property and belongings. Flood insurance is generally separate from standard homeowners coverage.

Request a flood insurance quote

Our Partners

Insurance Questions, Answered

Common questions from our South Florida clients

What information do I need for an auto insurance quote?

Have your driver information, the address where the vehicle is kept, and its year, make, model and VIN ready. Requirements vary by carrier. Contact our team by phone, WhatsApp or the quote form to discuss your needs and how to provide any documents securely.

Can I get insurance with a foreign driver's license?

Some carriers accept foreign driver's licenses or passports, while others have different requirements. Contact Novus Insurance so we can check the options available for your situation.

Does using my vehicle for business affect my insurance?

Your vehicle's use can affect the type of policy and coverage you need. Tell our team how you use the vehicle so we can help you explore personal or commercial auto insurance options with the carrier.

Does my current auto policy cover driving for Uber or Lyft?

Coverage depends on your policy, insurer and rideshare activity. Contact our team or your insurer before driving for a rideshare service to review any exclusions and whether additional coverage is available or needed.

Can driving fewer miles affect my insurance premium?

Mileage can affect your premium, but rating factors and discounts vary by insurance company. Give us an accurate estimate of your driving so we can check the available options.

Do I need to disclose other people in my household?

Insurers commonly ask about household residents and anyone who regularly uses your vehicle. Tell your agent about your household so the insurer can confirm who must be listed, covered or otherwise addressed under its rules.

What is third-party liability coverage?

Liability coverage can help pay covered claims for injury or damage to others for which you are legally responsible, subject to the policy's terms and limits. Ask our team to explain the liability options in your quote.

Get a Free Quote

Novus Insurance is proud to offer free quotes to all clients!